High-Risk Merchant Accounts for Any Business
Get approved for payment processing in 24-48 hours, even if you've been declined elsewhere. Competitive rates, dedicated support, and integration with 100+ platforms.
Get Your Free Quote
No commitment. Response within 24 hours.
Trusted by Thousands of Businesses
See what our customers have to say about working with Adaptiv Payments.
“After being declined by three other processors, Adaptiv got us approved in just 48 hours. Their team truly understands high-risk businesses.”
“The dedicated account manager made all the difference. They helped us navigate chargebacks and reduced our rate significantly.”
“Fast approval, great rates, and excellent support. We've been with Adaptiv for 2 years and couldn't be happier with their service.”
Everything You Need to Accept Payments
Get the tools and support you need to grow your business with confidence.
Fast Approval
Get approved in 24-48 hours, not weeks. We understand time is money for your business.
Competitive Rates
Industry-leading rates with transparent pricing. No hidden fees or surprise charges.
No Setup Fees
Get started with zero upfront costs. We only succeed when you succeed.
Dedicated Support
24/7 customer service team ready to help you whenever you need assistance.
100+ Integrations
Works seamlessly with Shopify, WooCommerce, Magento, and hundreds more platforms.
Chargeback Protection
Advanced fraud prevention and chargeback management tools included.
How It Works
Get up and running in three simple steps.
Apply Online
Fill out our simple 2-minute application form with your business details.
Get Approved
Receive your approval decision within 24-48 hours from our underwriting team.
Start Processing
Begin accepting payments immediately with your new merchant account.
Why Choose Adaptiv Payments?
We're not just a payment processor. We're your partner in growth.
No Application Fees
Free consultation and application process with no upfront costs.
Same-Day Funding
Get paid faster with next-day deposits available for qualified merchants.
High-Risk Specialists
We approve businesses that other processors decline. We understand your industry.
Transparent Pricing
No hidden fees or surprise charges. Know exactly what you're paying for.
Scale with Confidence
Handle unlimited transaction volume as your business grows.
Dedicated Account Manager
Personal support from an expert who understands your business needs.
Frequently Asked Questions
Got questions? We've got answers.
Ready to Get Started?
Join 2,000+ businesses processing payments with confidence. Get approved in as little as 24 hours.